Motorcycles offer freedom and thrill, but riders are dramatically more exposed than car occupants. In New Jersey alone, over 2,200 motorcycle riders were involved in crashes last year, resulting in 69 deaths. With minimal protection, even low-speed impacts can cause catastrophic injuries.
Drivers often misjudge a bike’s speed or size when turning or changing lanes.
The most frequent crash type, where motorists don’t see oncoming bikes.
Cell phones, in-car screens, and other distractions that blindside riders.
Bikes and cars exceeding safe speeds, reducing reaction time.
Potholes, uneven pavement, debris, and poorly marked lanes affecting bike stability.
Alcohol or drug use by motorists or riders.
Legal Issue | What You Need to Know |
No-Fault Exclusion | Motorcyclists are not covered by PIP benefits. You must file a third-party claim. |
Statute of Limitations | You have two years from the crash date to file a lawsuit (N.J.S.A. 2A:14-2). |
Verbal Threshold | To recover pain and suffering, injuries must be permanent, disfiguring, or involve a fracture. |
Modified Comparative Negligence | Your award is reduced by your percentage of fault; barred if you exceed 50%. |
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